Social Security Disability Lawyers in Indio, CA

Social Security disability benefits offer crucial assistance to those who suffer from various medical conditions and are unable to work. However, securing these benefits can be challenging, as a significant number of first-time disability claims are turned down. Still, if you experience an illness or injury that prevents you from working over a prolonged duration, you have a rightful claim to these benefits. To ensure you receive the benefits you're entitled to, it's advisable to seek guidance from a seasoned disability benefits lawyer.

What Are Social Security Disability Benefits?

Workers who cannot work because of a major disease or impairment that is expected to last at least a year or to cause death within a year are paid monthly payments under Social Security Disability Insurance (SSDI). A large number of elderly Americans receive retirement benefits as part of the Social Security program. Benefits are paid to the disabled worker and any dependent family members based on the disabled person's prior wages. 

Qualifications For Social Security Disability Benefits

If your medical condition is serious enough to keep you from working, you may be eligible for Social Security disability benefits in California. Some of the most typical conditions that qualify for SSDI are: 

• Mental disorders 
• Musculoskeletal diseases 
• Nervous system diseases 
• Circulatory system diseases 
• Cancer 
• Genito-urinary system diseases 

Some conditions that automatically qualify for SSDI benefits are: 

• Alzheimer's disease
• Amyotrophic lateral sclerosis (ALS)
• Certain types of cancer

To qualify for SSDI, you must have a permanent disability that is expected to last at least one year or result in death. You must also meet the following requirements: 

• Be unable to do your regular work for at least eight days
• Have lost wages because of your disability
• Be employed or actively looking for work when your disability begins

Differences Between Social Security Disability (SSD) and Supplemental Security Income (SSI)

Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) are two distinct federal programs designed to offer financial support to individuals who have become ill or injured and can no longer work. Here's a breakdown of each program:

Social Security Disability Insurance (SSDI)

• Funding Source: SSDI benefits are financed by the Social Security taxes that are deducted from workers' paychecks.
• Waiting Period: After applying for SSDI, there is a five-month waiting period before benefits can be collected.
• Benefit Calculation:  The amount of SSDI benefits an individual receives is determined by their average lifetime earnings before their disability and the number of years they have worked. A longer work history typically results in higher benefits.
• Medicare Eligibility: After being classified as disabled for 30 months, an individual becomes eligible for Medicare coverage.
• Family Benefits: In certain circumstances, spouses and dependent children under the age of 18 can also receive SSDI benefits based on the primary beneficiary's record.

Supplemental Security Income (SSI)

• Funding Source: SSI is financed by general tax revenues, not Social Security taxes.
• Eligibility:  While SSI uses the same criteria as SSDI to determine disability, an applicant's income and resources are also assessed to ascertain eligibility.
• Waiting Period:  Unlike SSDI, SSI does not have a prolonged waiting period. Many applicants receive their first payment in the month they apply, provided they can validate their disability from the onset of the impairment. For instance, someone injured in an unexpected accident could demonstrate that they were instantaneously rendered disabled.

How to Apply for California SSDI

If you're a California resident and a medical condition prevents you from working, there are both state and federal financial aid programs you can turn to. For disabilities that are anticipated to last at least a year or result in death, you may qualify for federal programs like Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI). The Social Security Administration oversees these programs, and if you're eligible for SSDI, you may also receive Medicare coverage. Meanwhile, if you qualify for SSI, Medicaid could be available to you.

For those facing short-term disabilities, the California State Disability Insurance (CA SDI) program is at your service. This program, funded by contributions from workers based on their earned income, provides a portion of wage replacement for situations where you're unable to work due to non-work-related injuries, illnesses, pregnancy, or childbirth. The California Employment Development Department handles the administration of this program.

You can submit your disability benefits application for SSI and SSDI online, via phone, or by visiting in person. Once the Social Security office verifies that you meet the non-medical criteria for either SSI or SSDI, your application is forwarded to the Disability Determination Services. This state agency assesses the medical components of your application to establish if your condition aligns with the disability definitions set out in federal guidelines.

However, a more effective approach to securing disability benefits under SSI or SSDI is to engage an SSD attorney from DG Law Group. Leveraging their expertise ensures that you're consistently informed about the status and advancements of your claim throughout its processing.

What Documents Will You Need to Have on Hand?

• If you need social security disability California and other states require specific types of documentation as proof.
• You will need to have information from your doctor to show the severity of your condition and may be asked to get other medical opinions, as well.
• If you have a mental health condition, your diagnosis and mental health professional’s opinion may also be required.
• The exact documentation needed will depend on your specific condition, along with what you have already provided if you are appealing a denial.

Why you need a Social Security Disability Lawyer 

Applying for disability benefits can be a complex process with various hurdles. Here are reasons why someone might need a Social Security disability lawyers:

1. Expertise in the Application Process: A disability attorney knows the ins and outs of the application process, ensuring that all forms are filled out correctly and that all necessary documentation is submitted.
2. Gathering Medical Evidence:  An experienced attorney knows what medical evidence is required to prove a disability and can assist in gathering thorough and persuasive medical records and doctor's opinions.
3. Understanding of Social Security Administration (SSA) Criteria:  The SSA has specific criteria for determining disability. An attorney is well-versed in these criteria and can present a case in a way that aligns with SSA's requirements.
4. Representation at Hearings:  If a claim is denied and needs to go to a hearing, having an attorney can be invaluable. They can prepare the claimant for the hearing, question witnesses, and present arguments to the judge.
5. Higher Chance of Approval: Statistics have shown that claimants represented by attorneys are more likely to be approved for benefits than those who aren’t.
6. Navigating Appeals:  If an initial claim is denied, there are several levels of appeal. An attorney can guide a claimant through this often confusing and lengthy process.
7. Contingency Fees:  Most disability lawyers work on a contingency fee basis, meaning they only get paid if you win your case. This ensures that they're motivated to help you succeed.
8. Handling Technical Details:  From meeting deadlines to understanding specific regulations, a seasoned attorney ensures that no technicality derails a claim.
9. Peace of Mind:  Navigating the disability benefits process can be stressful. Having an expert on your side can provide reassurance and reduce anxiety.
10. Ensuring Maximum Benefits:  An attorney can help ensure that you receive all the benefits you're entitled to, including backpay and ongoing monthly benefits.

Given the potential challenges and intricacies of the Social Security disability benefits process, having a dedicated attorney can be a crucial asset for claimants seeking to ensure the best possible outcome for their claims.

How DG Law Firm Can Help With Your Social Security Disability Claim

At DG Law, we're here to guide you through the intricacies of the Social Security Disability application process. We offer support for both SSDI and SSI claims, be it your initial application or an appeal following a denial. It's a known fact that many first-time claimants face rejections. Unfortunately, some get discouraged and forfeit the benefits they're rightfully entitled to.

Without the extensive experience of a Social Security Disability attorney from DG Law Group, individuals might persistently face denials, regardless of their appeal efforts. Such repeated rejections can be not only distressing but also financially detrimental, especially for those unable to work or burdened with escalating medical expenses.

We're here to prevent that scenario. Our team understands the nuances of the required paperwork, the precise phrasing for medical conditions, and the documentation expected. With our assistance, the odds of approval for your disability benefits increase significantly. So, if you've faced denials or have gone through multiple appeals, don't lose hope.

Having legal representation from DG Law Group can be a game-changer. We'll assist you throughout the application and appeal phases, ensuring you receive the benefits you rightfully deserve. Beyond providing peace of mind, our support can bolster your financial stability, alleviating the stress associated with severe health challenges.

Contact the DG Law Group Today for Help with Your Case!

DG Law Group is an experienced social security disability law firm, boasting vast expertise in guiding clients through the entirety of the disability benefits claims journey. David Gray is renowned for delivering both knowledgeable representation and compassionate, effective service to our clients. Our legal team possesses a deep understanding of the eligibility criteria for disability programs offered by the Social Security Administration. When you're pursuing benefits under the Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) programs, trust that the law office of DG Law Group will be with you every step of the way.

Contact Us

Reach out to DG Law group today for a free consultation and get the help and support you need for the Social Security Disability claim process.  We are here to help and support you. Even if your claim has been denied, or you have appealed in the past, we can work with you toward getting your claim approved.